The dominance of a few large banks has drawn criticism for limiting consumer choice, driving up costs, and slowing innovation. At the same time, it has been praised for providing stability, the ability to weather crises, and the capacity to finance long-term investment and growth.

Is Canada’s banking concentration holding back affordability, productivity, and dynamism, or does it serve as the foundation for resilience, competitiveness, and national prosperity?

The structure of Canada’s banking industry has far-reaching implications for consumers, businesses, and the broader economy. In this balanced, thoughtful, and engaging discussion, Canada’s leading experts address one of the most critical questions shaping Canada’s financial future: the future of banking and its role in Canada’s economic prosperity.